Earlier this week, California Insurance Commissioner Ricardo Lara issued a notice to California insurers under Senate Bill 824 (Lara, 2018), which prohibits them from nonrenewing or cancelling homeowners insurance coverage for one year for policyholders who are known to be located within the parameters of wildfires covered under recent gubernatorial emergency declarations. The notice does not include ZIP codes for homeowners covered under the moratorium since the wildfires subject to the emergency declarations are still active and spreading through the counties where they are occurring.
The homes being covered are in the counties of Alpine, Butte, Lassen, Nevada, Placer, Plumas, Shasta, Siskiyou, Tehama and Trinity for various fires that have been declared under State of Emergency proclamations by Governor Gavin Newsom. The exact ZIP codes covered by the moratoria will be determined once the various wildfires are contained.
The Commissioner’s notice can be viewed on the California Department of Insurance website here.
